Currency Exchange & Tax Advisory (For NRI Investors)
Offer a wide range of services to help businesses establish.
Introduction
For NRI investors, the value of your investment doesn’t stop at property selection—it extends into smart currency conversion and proper tax compliance. At Straightup, we help you optimize currency transfers, understand TDS/GST implications, and ensure regulatory compliance while repatriating profits or managing capital gains.
What We Offer
- Forex Transfer Guidance & Banking Support – We advise you on ideal forex channels (NRE/NRO/FCNR), bank tie-ups, and transfer mechanisms to minimize conversion costs and delays.
- Capital Gains Tax Planning – Detailed advisory on long-term and short-term capital gains, exemptions under Sections 54/54EC, and indexation benefits for NRI sellers.
- TDS Compliance & Refund Assistance – We guide you through applicable TDS rules for property sales, ensure correct deductions, and assist in filing for refunds when eligible.
- Form 15CA/CB & CA Certification – Full assistance with documentation required for fund remittance, including coordination with Chartered Accountants and authorized dealers.
- Repatriation & FEMA Compliance Advisory – Stay compliant with RBI/FEMA rules while sending funds overseas—whether for principal, profits, or rental income.
Ideal For
- NRIs investing in Indian real estate
- NRI property sellers planning fund repatriation
- Global families managing inherited Indian assets
- NRI landlords receiving rent in INR
- Individuals unfamiliar with India’s dual taxation system
Market Expertise
In-depth knowledge of the residential and commercial property sectors.
Data-Driven Insights
Accurate market analysis, trends, and investment potential evaluation.
End-to-End Support
From property search to final transactions, we handle everything.
Trusted Network
Strong partnerships with developers, agents, and financial institutions.
Why Straightup?
- Real estate-focused tax advisory, not generic finance advice
- Strong network of CA, forex, and legal experts
- End-to-end remittance and compliance documentation
- Clear, jargon-free guidance for NRI clients
- Helps you legally maximize net returns
FAQ's
Currency Exchange & Tax Advisory
How much foreign income can I repatriate from a property sale in India?
You can repatriate up to USD $1 million per financial year (including capital and gains), subject to documentation and tax clearance.
Do I need to pay TDS when selling my Indian property as an NRI?
Yes. TDS at 20% (plus surcharge/cess) applies to capital gains. You can apply for lower deduction certificates if eligible.
Can you help with Form 15CA and 15CB filing?
Yes. We coordinate with CAs to generate and file these forms, which are required before transferring funds abroad under RBI guidelines.
Will I get taxed both in India and my resident country?
Double taxation can apply—but India has DTAA (Double Taxation Avoidance Agreements) with many countries. We help you plan accordingly.
What’s the best way to receive rent or sale proceeds as an NRI?
Ideally via NRO accounts. For sale proceeds, ensure you follow FEMA rules, pay applicable taxes, and submit repatriation forms via your bank.
Can you help reduce my overall tax liability?
Yes. Through proper capital gains planning, reinvestment options, and exemptions under Indian Income Tax Act, we help optimize your outcome.
